Do You Have an FSA Account? March 15 is Coming!

FSAstore.jpg

FSAstore

Do you have a flex spending account?  If you do, you may have a grace period to use your 2012 FSA funds. Many FSA programs offer a grace period ending on March 15. Not every plan is the same though, so be sure to check with your benefit provider to confirm whether or not you have this deadline.

FSAstore-Logo-500x111

According to FSAstore.com – the only one-stop-shop exclusively stocked with FSA eligible products – each year consumers lose hundreds of millions of dollars because they do not use tax-free dollars available in their FSAs. While many FSA plans end on December 31, some plans have grace periods that extend coverage up to 2 ½ months. March 15 is a major upcoming FSA deadline for those.

If you have an FSA, be sure  to check if you have the grace period and can still use your 2012 FSA funds by March 15. If you’re relatively new to FSAs, you might be wondering what you can spend your FSA on.

Here are some of the ways you can use up your FSA funds before the March 15 Grace Period deadline:

  • Consider FSA-eligible over-the-counter products that you could use throughout the year, ranging from baby care items to contact lens care to shoe inserts.
  • Be heart healthy and purchase blood pressure monitors or heart rate monitors.
  • Prepare an emergency first aid kit stocked with bandages, Band-Aids, gauze and more.
  • Gear up for spring and summer with FSA-eligible sunscreen.
  • Planning for or expecting a baby? Everything from breast pumps to prenatal vitamins is also FSA eligible from FSAstore.com.

If you or someone you know has a flexible spending account, check out FSAstore.com. You’ll find thousands of brand name FSA eligible products, a database of FSA eligible services, and much-needed information about various types of flexible spending accounts in the FSA Learning Center. The store accepts all FSA and major credit cards, offers 24/7 customer service, one-to-two-day turnaround for all orders, and free shipping on orders $50+. Best of all, there is no need to submit receipts for products purchased with an FSA card.

Be sure to check with your provider on your grace period date of March 15 and head over to FSAstore.com today!

MHA

Financial Literacy Month with My Job Chart

Financial Literacy

I am teaming up with My Job Chart to bring to you some great info on Financial Literacy Month.  You don’t want to miss this info.  Check it out:

 

MyJobChart.com, an online chore chart was designed to teach young people the concept of responsibility, work ethic and the value of money by giving them a way to earn points for completing their chores.
The free site has always offered a way for young users to ‘spend’ their points on rewards they want, ‘share’ what they earn with a chosen charity, or to ‘save’ for the future.”
Kids are able to experience the tremendous rewards of earning money for themselves and then of accumulating that money and saving for the future. As they do this they will get a $20 bonus into each child’s account just for signing up for a kids savings account.
My Job Chart is easy of use and the high-tech approach have made MyJobChart.com a hit with more than 140,000 kids in just over a year since its inception with kids completing over 9.4 Million chores using the site!

Mommy Head Says: Johnson’s Natural Baby Products

Johnson's Natural

When it comes to being a “green” family, I am not always on the ball.  It isn’t that I don’t want to be.  I just don’t always feel like I have the time.

But when we found out that Baby #3 was on the way, I figured it was time to make some serious changes.  And then when I was doing my January Monthly Reading, I learned about a lot of the chemicals that are in a lot of the products I was using.  I learned that it wasn’t as difficult to be more natural, and honestly, it could save me money in the long run.

It was time to make some serious changes.

Then I learned about an awesome product that came from a baby brand I could trust: Johnson and Johnson!  They just released a natural baby product line, and I knew I had to try it!

Johnson’s Natural Baby Products are made from a combo of fruit and plant derived ingredients that are gentle on baby’s skin.  And since we have been struggling with some serious dry skin on Lion, I really hoped this might help him out.

I love that they are tear free and they do not have an powerful smell.  They are free from added chemicals that I don’t want to put on my baby!  This is always an added bonus, not only for my two now, but the new one due to arrive in April!

As soon as I received the Johnson’s Natural products, I immediately went for the baby lotion.  A little went a long way, and within a day, Lion’s dry skin was almost completely gone.  It didn’t bother him like some of the other brands did.  I was able to just rub it in and we were good.  He even smiled!

Bear enjoyed the no tear shampoo and baby wash, and I believe these products helped Lion’s skin as well.  And with the amazing ALLERFREE™ allergen-free fragrance, I wasn’t afraid it would send me into a sneezing attack.  I just love to smell my fresh, clean babies :)

Johnson’s Natural Baby products are available at mass retailers and are very affordable.  You can also check out their product page and get some free coupons and learn more for yourself!  Who doesn’t want coupons?  And since Johnson’s Natural Baby products just won the Better Homes and Gardens Best New Product Award for 2012, you know it is worth checking out!

I believe I have found a product to add to my family’s daily cleansing regimen that I can trust.  The results that I have seen on Lion’s skin has me completely sold that this is the natural product for us and I totally recommend it to all of my readers.

So now, I have to ask, how are you striving to live more natural?  What steps are you taking to ensure that your family is getting the most natural products that are good for them and our environment, too?

Disclosure: I wrote this review while participating in a campaign by Mom Central Consulting on behalf of Johnson’s Natural and received a product sample to facilitate my review, and a promotional item to thank me for participating.

 

Mommy Head Says: Gerber Life College Plan {$25 Snapfish Giveaway}

Gerber Life Insurance

Back when Bear was born, one of the first things that Daddy Head and I decided to do was to start saving for her college.  One of the greatest gifts that Daddy Head received growing up was a college fund that kept him from going into great debt from college loans later in life.  I thankfully received scholarships to pay for my tuition, which kept us from having huge debt as we entered marriage.

And we wanted the same for our children!

Gerber Life Insurance Company has created a great service for all parents out there who are wanting to start saving for their children’s college education.  It is called the Gerber Life College Plan.  There is a variety of benefit amounts ranging from $10,000 to $150,000, all of which have a premium that you pay monthly based on the term you choose.  One of the things that causes this program to stand out above the rest is that it is not a 529 plan, meaning that the parent knows exactly how much money there is in the end, and the economy does not affect it!  It also allows for the money in the Gerber Life College Plan to be used as life insurance if the need would arise.

Gerber Life College Plan has teamed up with Reading is Fundamental, a program that makes reading fun and beneficial in the everyday life of children and parents.  Reading is Fundamental has made it their goal to provide age appropriate reading material to children from birth to age 8 by getting books into their homes.

Gerber Life College Plan is planning to donate $10,000 to Reading is Fundamental through a project called Project Open Book by Feb 13th, and you can be a part.  Simply visit the Gerber Life Facebook Page and upload a picture to be added to their mosaic.  By uploading a picture, you will automatically be entered into a drawing for a $1,000 VISA card, with two other winners receiving a $500 VISA card.  You can see all the rules and details on the Facebook Page.

Here’s the best part!  Gerber Life is going to giveaway a $25 Snapfish GC to one MHA reader!

How to Enter:

Simply use the Rafflecopter form below.  The giveaway will be open until 2/16 at 12:01 am EST.  The winner will be contacted by email and will have 48 hours to respond before a new winner is chosen.  Must be a resident of the US to win.

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Vote for My Friend to be a Mamavation Mom!

There is just something about a mama that wants whats best for everyone else than themself!  But often times, they don’t realize that taking care of their health is the most unselfish thing they could do for everyone around them!

My friend, Lolo, from Crazy about My Baybah has entered and became a finalist for Mamavation Moms.  This is huge.  Not sure what Mamavation is?  You can read more about it here.  You can also read about Lolo’s quest here.

The best part is, Lolo is doing a great giveaway right now in order to get the info out and to hopefully become the next Mamavation Mom.  And I want to help her out!

The giveaway is simple!  There are a few prizes up for grabs:

Grand Prize: $50 WalMart GC snail mailed to winner
2nd Prize: $25 Amazon GC emailed to winner

The giveaway will end on 1/30 at 12:01 am.  That makes it a flash giveaway of sorts.  Use the Rafflecopter form below to get your entries in!  And if you are looking to get more fit this year, be sure to check out Mamavation Moms and enter this great giveaway!

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